Risk & Business Magazine Marcotte Magazine Summer 2018 | Page 29

FINANCIAL PLANNING helped create it—can encourage the investor to stay the course. 1 THINK OF A COMPREHENSIVE FINANCIAL PLAN AS YOUR COMPASS. A COMPREHENSIVE FINANCIAL PLAN IS A COLLABORATION, AND IT RESULTS IN AN ONGOING RELATIONSHIP. Accordingly, the financial professional who works with you to craft and refine the plan can serve as your navigator on the journey toward your goals. Since the plan is goal-based and values- rooted, both the investor and the financial professional involved have spent considerable time on its articulation. There are shared responsibilities between them. Trust strengthens as they live up to and follow through on those responsibilities. That continuing engagement promotes commitment and a view of success. The plan provides not only a direction but also an integrated strategy to try and better your overall financial life over time. As the years go by, this approach may do more than “make money” for you—it may help you to build and retain lifelong wealth. + Joseph John, a University of Nebraska – Kearney graduate, has over 25 years experience in the financial services industry. Joe is one of the principals of Marcotte and serves on the Board of Directors. Joe works with his clients on a one-on-one basis by providing personalized, fee-based financial planning and wealth management services. Joe has earned his Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU), and Registered Employee Benefits Consultant (REBC) designations. Joe is a Registered Investment Advisor (RIA), and is licensed in Life, Health and Annuities Insurance and FINRA Series 6, 63 and 65 registrations. He is a Qualifying and Life member of the Million Dollar Round Table. You can reach Joe at 402-970-3336 or [email protected] Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Marcotte Wealth Management, LLC and Cambridge are not affiliated companies. Citations: 1 - cnbc.com/2017/01/04/most-investors-didnt-come-close-to-beating-the-sp-500.html [1/4/17]. Superior LOCAL SERVICE UNDERWRITING CLAIMS LOSS CONTROL Count on EMC ® to be your partner. MARKETING www.emcins.com ©Copyright Employers Mutual Casualty Company 2018. All rights reserved.