Risk & Business Magazine Marcotte Magazine Summer 2018 | Page 7

Services,” which essentially eliminated coverage for the majority of their business operation. If you already have E&O insurance in place, it’s a good practice to revisit your policy every two years, if not annually. Your products and services may change over time that could create new exposures to claims. Additionally, there may be endorsements or other changes to policy language that impact coverage. Marcotte’s E&O experts are available to provide a coverage review and analyze your options for competitive pricing and coverage terms. Visit our website at www.marcotteins.com. We would be happy to work with you to evaluate options and find the ideal plan. + Bill Sauer has been with Marcotte since August BY: BILL SAUER 2003.  He is a COMMERCIAL LINES ADVISOR licensed Property MARCOTTE & Casualty consultant. Professional designations include: Certified Insurance Counselor (CIC) and Accredited Advisor of Insurance (AAI). Bill specializes in commercial insurance and his clients include HVAC, Electrical, Roofing and Landscaping contractors, as well as Property Management, Professional Services and Manufacturing businesses. He is a member of several construction related associations, including Heating & Cooling Contractors Association (HACCA).  A native of Cherokee, Iowa, he is a graduate of the University of Iowa.