Risk & Business Magazine Marcotte Magazine Fall 2017 | Page 5

OUTSOURCING YOUR 401(K)
1) EXPERT FUND VETTING AND
SELECTION WITH NO REVENUE SHARE.
With our specialized staff, Marcotte can
take on the entire investment discussion,
from the hiring and firing of mutual fund
managers. regularly monitored and benchmarked
against other providers. Lower fees can
lead to larger balances which can help
employees accumulate savings and have a
better chance of meeting their retirement
goals.
2) EDUCATION.
Under the MAR(k) program,
representatives conduct training sessions
and answer individual questions regarding
their investment options. Down the
road, these experts help employees create
retirement targets and develop pathways
to reach their savings goals. 5) MITIGATE YOUR LIABILITY.
With the threat of litigation a real
concern, employers can rest easy that
their 401(k) plan is being administered
correctly. Company leaders are freed up
to devote their time to growing their core
businesses without the distractions of
retirement plan minutiae.
3) ADMINISTRATION.
Recordkeeping, compliance, enrollment
and general administrative functions take
time, and small companies can be relieved
of this burden. The MAR(k) partners
with an experienced recordkeeper and
administrator to provide these services,
even signing the Form 5500 for you. Your retirement plan is critical to the
ongoing success of your company. Normal
retirement turnover is critical to keeping
the business fresh and continually
introducing new talent. To learn more
about how the MAR(k) program may
work for you, please contact Derek Bailey,
Registered Representative, at dbailey@
marcotteins.com or call 402-970-3338.
4) FEE TRANSPARENCY AND NO
HIDDEN FEES.
Under the MAR(k) program, fees are
Securities offered through Cambridge
Investment Research, Inc., a Broker/
Dealer, Member FINRA/SIPC.
Investment Advisory Services offered
through Cambridge Investment Research
Advisors, Inc., a Registered Investment
Advisor.
Marcotte Wealth Management, LLC and
Cambridge are not affiliated companies. +
Derek Bailey graduated from the University
of Nebraska – Kearney. As a principals of
the agency and full-time plan consultant,
Derek’s focus is dedicated solely to 401(k)
and 403(b) retirement plans. Derek’s
responsibilities include implementation
of the investment analysis platform and
completing the vendor benchmark and
B3 analysis (fees, service and investments)
review for most of Marcotte Retirement
Plans’ clients. Derek was named a Top 50
Under 40 Retirement Plan Advisor by the
National Association of Plan Advisors in
2015 and a Top 75 Plan Advisors Under 40
in 2017. Derek can be reached at 402-970-
3338
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