Risk & Business Magazine Knight Archer Insurance Fall 2015 | Page 31

Car Insurance Too Busy to Think About Car Insurance? BY: JANAYA HANLEY, MOTOR LICENCE SUPERVISOR, KNIGHT ARCHER INSURANCE [email protected] I t is no secret that Canadians have a busy lifestyle. In 2013, Statistics Canada reported that approximately one quarter of Canadians felt “stressed” or “very stressed” on a daily basis. This is no surprise, as more than two thirds of Canadians work more than 45 hours per week, and those in Saskatchewan are especially busy, working more than the national average. This means that almost 7 million Canadians are stressed and busy today, and you might be one of them. When juggling work and family duties, it can be hard to focus time and energy on the other aspects of your life, such as your car insurance. This is where Knight Archer Insurance offers a solution: a team of professional Motor Licence Issuers who are trained to serve as consultants for clients who, like many Canadians, need a little help understanding how vehicle laws and risks apply to them. Our Motor Licence Issuers understand the complex nature of automobile insurance, and are able to help you understand your risk. They also ensure that you have the proper driver’s licence class to be out there doing whatever it is that your busy life entails. penalties every year. In the past year, the Government of Saskatchewan has passed a number of bills that are designed to make life safer on the road, but many citizens are unsure as to how these new laws affect them. Motor Licence Issuers can coach you on if and when you can use your cell phone while driving, what the penalties are for drinking and driving, and what the requirements are to drive a motorcycle, just to name a few examples. Rather than risk a hefty fine for a traffic violation, Knight Archer Insurance clients can feel confident knowing that they have access to up-to-date information about traffic laws and programs, and what to do to if things don’t go as planned on the road. Not only are busy Canadians uninformed about traffic-safety laws, but many of them are also underinsured. Motor Licence Issuers play a key role in consulting their clients about how to register their vehicles properly, and when to seek extra coverage to meet their needs. Commercial vehicles, in particular, are especially complex to insure. Knight Archer Insurance offers Commercial Motor Licence Issuing services at no extra charge, working with business owners and drivers to get them properly registered, so that they can get back to work without any issues. For clients who are especially busy, services like AutoRenew and FleetRenew are available so that clients can focus on what really matters, and let us handle the paperwork involved. Whatever you are doing with your vehicles, be it driving a semi-truck for work, or handing over the keys to your teenager, the team of Motor Licence Issuers at Knight Archer Insurance can make life easier for you. Let our team of professional Motor Licence Issuers help you with your insurance and registration needs, so that you can get back to your busy life. Many Canadians overestimate their understanding of traffic safety initiatives, which results in countless fines and Janaya Hanley wishes that there were enough hours in the day to read all the books on her shelf. When she’s not completing her post-grad or wandering down the beautiful streets of Regina, you can find her developing new management and customer-service solutions for Knight Archer Insurance. RISK & BUSINESS MAGAZINETM FALL 2015 31