Risk & Business Magazine JGS Insurance Winter 2022 | Page 12

PREMIUM SURCHARGES

Premium Surcharges For Nonvaccinated

Employees

BY BARRY E . FIELDS

Many employers are exploring options related to COVID-19 vaccination status within their workforce , including whether to charge a premium surcharge for nonvaccinated individuals .

There are a number of legal considerations to take into account when determining whether to impose a premium surcharge ( or offer an incentive ) based on vaccination status . Subject to any specific state laws prohibiting this practice , employers may generally provide incentives to employees for receiving the COVID-19 vaccine ( or penalize employees for failing to get vaccinated ).
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