Risk & Business Magazine JGS Insurance Magazine Winter 2018 | Page 26

FLEET SAFETY The 5 Most Important Fleet Safety Management Tips F or many companies, their fleet of vehicles is one of their most costly expenses. In fact, the average cost of a loss related to vehicle accidents according to OSHA is around $70,000, which is almost double the cost of an average injury in the workplace. Companies lacking formal fleet safety programs are putting their company and employees at risk, and even a general program is better than not having one at all. Fleet safety programs establish the policies and procedures that shelter a fleet workplace from injury and liability. There are five vital aspects of a good fleet safety program: 1. TRAINING DILIGENTLY All of your drivers need to be on the same page and understand not only the vehicles, but also your own safety procedures. Safe driving strategies, techniques and defensive driving information should be readily available to them. Training programs can also affect insurance premiums, so implementing one can help employees and save your company money. 2. HIRING CAREFULLY Creating a team isn’t as simple as throwing together a bunch of hires from a temp agency. The selection of drivers is a careful process. Not only should you vet drivers based on their qualifications and safety records, but you should also try to find individuals who will fit in with your company culture and the other employees that they will be working with. 26 3. ACCIDENT MANAGEMENT Know exactly what needs to happen in the event of an accident. This helps you mitigate costs, understand exposures and implement modifications to your program to reduce potential repeat incidents. It also gives your employees some peace of mind so that, should an accident occur, they will know what to do, whom to contact and how to handle it. 4. FORMAL PLANNING Expectations should be communicated clearly to all employees and formally written down. This helps maintain a level playing field and keeps consistency throughout your operation. Policies and procedures need to be outlined not only so that you will have a way to measure performance, but also so that you have a clear outline of how you operate in the event of an incident. This will help you identify any anomalies that may have occurred. 5. MAINTENANCE This may be one of the most important aspects of your program, not only in terms of the safety of your employees and equipment, but also in terms of dollars spent versus dollars saved. Having your fleet maintained on a consistent basis through regular inspection, repair and general maintenance is crucial. It is going to be much less expensive than a sudden, unexpected breakdown on the road or accidents stemming from faulty equipment. It is very important to keep formal records of all maintenance performed. When it comes to fleet safety management, it can’t be rushed. With the auto market hardening, it is critical to have a formalized fleet safety program, especially if your business is transportation heavy. + BY: CONOR MORAN CLCS ASSISTANT VICE PRESIDENT JGS INSURANCE Conor Moran is a lifelong resident of Monmouth County and graduate of Christian Brothers Academy. Conor is a graduate of the College of Charleston with a degree in Business. Conor prides himself on providing excellent customer service ensuring his clients receive the best insurance products to suit their ever-changing needs. Conor loves to travel and experience new and different cultures. Closer to home, Conor enjoys spending his free time with his family and friends at the beautiful Jersey Shore.