Risk & Business Magazine JGS Insurance Fall 2023 | Page 2

PUBLISHER MANAGING EDITOR
GRAPHIC DESIGN
CONTENT COORDINATOR
ADVERTISING CONTRIBUTORS
PHOTOGRAPHY
Tulip Media Group Erika MacLeod Jessica Embree Tania McIntyre Robyn Yao
Alicia Ambrose
Vinnie Hager Barry E . Fields David Velasco Eric P . Wokas Gwenyth P . Luu Nick D ' Onofrio Shawn Hunter Kim Scott Tony Rubleski Russell Uhrig Susan Pascal
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DAVID VELASCO

INSURANCE IN FLUX : NAVIGATING THE CHALLENGES OF THE CURRENT MARKET

CONTENTS

3 LETTER FROM VINNIE HAGER
4 ACTIVE SHOOTER COVERAGE Gwenyth P . Luu
5 THE REINSURANCE PUZZLE Nick D ' Onofrio
6 THINK OF CONVERSATION AS TRAVEL Shawn Hunter
8 A HIP APPROACH TO FEEDBACK Kim Scott
10 THE 10 REFERRAL COMMANDMENTS Tony Rubleski
12 YOUR HEALTH INSURANCE BUDGET Barry E . Fields
13 INSURANCE IN FLUX David Velasco
14 CREATING A STRONG SAFETY CULTURE Eric P . Wokas
15 THE THREAT OF CYBERATTACKS Russell Uhrig
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