Risk & Business Magazine Hardenbergh Insurance Group Magazine Summer 2018

PUBLISHER MANAGING EDITOR GRAPHIC DESIGN CONTENT COORDINATOR CONTRIBUTORS GIBBSTOWN 618 East Broad Street Marlton, NJ 08053 Gibbstown, NJ 08027 PHILADELPHIA MOUNT HOLLY PO Box 40901 30 Washington Street Philadelphia, PA 19107 Mt Holly, NJ 08060 Carle Publishing Inc. Erika MacLeod Jessica Embree Stacey Cowperthwaite Dr. Marshall Goldsmith Dave Krepen Vanessa Van Edwards Grant Cardone Gary Keller Jay Papason Dale Partridge Susan Cain Dr. Brad Smart David Weiss Jason Wolf Harry Wills Anthony Mongeluzo Christopher J Powell Joe Haggerty Susan Weiner Jon Sharp Frank Plum ADVERTISING Jon Sharp Brian Blaston PHOTOGRAPHY MAIN OFFICE 8000 Sagemore Drive All images sourced from Carle Publishing Inc. or iStock.com unless otherwise identified. CARLE PUBLISHING HIG.NET/ABOUT-US Hardenbergh Insurance Group Risk & Business Magazine TM is published by Carle Publishing Inc. All content, copyright © 2018, Carle Publishing Inc. All rights reserved. Risk & Business Magazine TM is a valued and recognized trademark of Carle Publishing Inc. This publication may not be reproduced, all or in part, without written consent from the publisher. Every effort has been made to ensure the accuracy of all content in this publication, however, neither the publisher nor Hardenbergh Insurance Group will be held responsible for omissions or errors. Articles, reports and information contained herein reflect the views of the individuals who wrote or prepared them and do not necessarily represent the position of the publisher or Hardenbergh Insurance Group . The material herein is intended for educational and informational purposes only. Nothing herein is to be considered the rendering of insurance advice for specific cases or circumstances. Communication of any legal information contained herein does not constitute an attorney-client relationship, nor convey legal advice or recommendation of any kind. Do not rely on information contained herein to replace consultation with qualified brokers, attorneys or other professionals in your jurisdiction. Please address all editorial and advertising inquiries to Carle Publishing Inc., Email: erika@carlepublishing. com. Carle Publishing Inc. is not held responsible for the loss, damage or any other injury to unsolicited material (including but not limited to manuscripts, artwork, photographs and advertisements). Unsolicited material must be included with a self-addressed, overnight-delivery return envelope, postage prepaid. Carle Publishing Inc. and Hardenbergh Insurance Group will not give or rent your name, mailing address, or other c

Risk & Business Magazine Hardenbergh Insurance Group Magazine Summer 2018 | Page 4