Risk & Business Magazine General Insurance Services Magazine Spring 2018 | Page 7

PASSWORDS 25 Most Commonly Stolen Passwords Gain control over your healthcare costs PROTECT YOURSELF - AND YOUR COMPANY - BY MAKING SURE YOU’RE NOT USING ONE OF THE TOP 25 MOST COMMONLY STOLEN PASSWORDS OF 2017, AS DETERMINED BY IT SECURITY FIRM SPLASHDATA. 1. 123456 14. login 2. Password 15. abc123 3. 12345678 16. starwars 5. 12345 18. dragon 4. qwerty 17. 123123 6. 123456789 19. passw0rd 7. letmein 20. master 8.1234567 21. hello 9. football 22. freedom 10. iloveyou 23. whatever 11. admin 24. qazwsx 12. welcome 25. trustno1 13. monkey Healthcare out of control? Change the status quo. EmCap ® is an innovative funding strategy that puts small and midsize companies in charge of their own employee health plans. You can gain control, transparency, and stability – and the opportunity for real cost savings. Take control today with EmCap. To learn more, contact: Craig Menne General Insurance Services [email protected] Shawn Lanter Berkley Accident and Health [email protected] This example is illustrative only and not indicative of actual past or future results. Stop Loss is underwritten by Berkley Life and Health Insurance Company, a member company of W. R. Berkley Corporation and rated A+ (Superior) by A.M. Best, and involves the formation of a group captive insurance program that involves other employers and requires other legal entities. Berkley and its affiliates do not provide tax, legal, or regulatory advice concerning EmCap. You should seek appropriate tax, legal, regulatory, or other counsel regarding the EmCap program, including, but not limited to, counsel in the areas of ERISA, multiple employer welfare arrangements (MEWAs), taxation, and captives. EmCap is not available to all employers or in all states. ©2018 Berkley Accident and Health, Hamilton Square, NJ 08690. All rights reserved. BAH AD 2018-02 1/18 www.BerkleyAH.com