Risk & Business Magazine General Insurance Services - Fall 2020 | Page 25

A health plan that may give you $6,016 * back? Nice. Managing employee health care costs is critical — now more than ever. All Savers® Alternate Funding from UnitedHealthcare is designed to give you more ways to save, including a possible surplus refund if employee medical claims are lower than expected. In fact, more than a third of All Savers customers in northwest Indiana received a surplus refund last year, the average of which was $6,016.* More freedom Exemption from most Affordable Care Act regulations and state insurance mandates. More stability Safeguards for your employee benefit plan that help protect it from unexpected high medical claims. More ways to save Wellness programs at no additional cost to you designed to help your employees get healthier and lower costs for everyone. To learn more, contact your GIS representative or visit uhc.com/southshore * Yep, that’s a real number. Over a third of UnitedHealthcare’s All Savers customers in northwest Indiana received a refund in 2019, the average of which was $6,016. Please consult a tax and/or legal advisor to determine if, by receiving this surplus refund, there are any restrictions or obligations, or whether the surplus refund is taxable. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Stop-loss insurance is underwritten by All Savers Insurance Company. 3100 AMS Blvd., Green Bay, WI 54313 (800) 291-2634. B2B EI20227604.0 7/20 ©2020 United HealthCare Services, Inc. 20-227606-A