Risk & Business Magazine General Insurance Service Spring 2023 | Page 13

HOME SAFETY
KEEPING UP ON YOUR HOME MAINTENANCE WILL HELP LESSEN UNEXPECTED REPAIRS AND WILL HELP CATCH ISSUES BEFORE THEY BECOME A PROBLEM .
• Clean gutters , downspouts and exterior vents
• Ensure steps to your home are level and have a handrail
It is also just as important to include safety precautions inside the home . Some major home claims involve water damage , fire , and theft . Consider the following :
• Have a professional clean and inspect your chimney
• Test your fire and carbon monoxide alarm batteries
• Inspect the furnace and water heater
• Install water alarms near drains and plumbing
• Check appliances for excess dust or lint ( including your dryer connections )
• Keep doors and windows locked and secured
• Inspect plumbing , faucets , and drains for leaks OUTDOOR FUN SAFETY
With summer quickly approaching as well , it is a good time to start thinking about something else we all enjoy when the sun comes out — outdoor fun . Who doesn ’ t love jumping in the pool after a hot summer day or grilling out for dinner ? You would not want the perfect summer day to end badly . Consider the following :
• Install a fence with a locking gate around a pool area
• Maintain surfaces around the pool to prevent slips and falls
• Supervise children in the yard or around a body of water
• Keep your grill away from your home
• Make sure any play equipment is maintained and inspected before use
At the end of the day , not all accidents and circumstances can be prevented . Following the above safety precautions can unquestionably help you and your family be prepared for the unexpected and help minimize risks at your home . If you have further questions or concerns , please feel free to reach out to our Personal Lines team to discuss how to properly ensure you have a safe and enjoyable future for both your home and your family . +
Megan joined General Insurance Services in 2018 specializing in home , auto , umbrella , boat , and motorcycle insurance . Prior to joining GIS , she graduated from Purdue University Northwest with a bachelor ’ s degree in business with a concentration in accounting . Megan works in our Valparaiso location and currently resides in LaPorte with her husband Charlie and their daughter . In her free time , she enjoys spending time with her family , gardening , and hiking at state parks .
ATTORNEYS AT LAW James W . Kaminski William S . Kaminski David P . Jones Matthew J . Hagenow Kristina J . Jacobucci
Nicholas T . Otis Anthony G . Novak Alyssa N . Speichert Kayleen M . Teufel
Martin W . Kus , Senior Counsel
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