UHC PROGRAM
Introducing The UnitedHealthcare Community Chamber Plan
BY : MICHAEL O ' DONOGHUE , EMPLOYEE BENEFITS ADVISOR , GENERAL INSURANCE SERVICES
Are you a member of the Valparaiso , Michigan City , or Crossroads Chambers of Commerce ? Are you looking to support your company and your community with a benefits plan that is built just for them ? Then look no further than the UnitedHealthcare Community Chamber plan .
The UnitedHealthcare ( UHC ) Community Chamber plan is a level-funded program offered through UHC ’ s All Savers program . To be eligible , you need to have at least five enrolled employees and you must continue to be an active member of the Chamber . If you are not yet a member of the Valparaiso , Michigan City , or Crossroads Chamber , your Benefits Advisor at General Insurance Services will be happy to help you register your company at the time of plan implementation .
Members of the UHC Community Chamber plan enjoy average savings of 25 percent on medical premiums . You ’ ll also receive an exclusive 5 percent discount on premiums just for joining the plan . In addition to big savings , you can rest assured that every UHC Community Chamber plan is medically underwritten , and wellness programs are included at no additional cost to you . This contributes to a healthier workforce and lower costs for everyone .
Groups looking to relocate out of the community-rated and fully insured spaces may benefit from being underwritten on overall cost and premiums versus the average cost in the industry . Being level funded , the Chamber plan provides its own unique opportunity for upside . In 2021 , 39 percent of groups in Indiana received an average of $ 9,300 in surplus refunds . This is made possible through a claims fund through which a portion of premiums are allotted to pay claims throughout the year . In a healthy — or low claims — year , these funds have the potential to earn surplus refunds that companies don ’ t see on the fully insured side .
As members of your UHC Community Chamber plan , everyone on your team will be invited to join the UHC Motion program and earn up to $ 1,100 towards any out-of-pocket costs . This innovative program lets employees earn money for out-of-pocket medical expenses by simply moving their bodies . In other words , they get paid to take steps toward better health . Each new registrant will receive a complimentary activity tracker that syncs with their free mobile app and online account . Encourage them to wear their activity tracker every day to earn money for each goal they achieve .
The UHC Community Chamber plan doesn ’ t stop at serving just your medical needs . In fact , UHC is a one-stop shop for all of your benefits , including vision , dental , and other specialty care . If you decide to take your plan a step further with a UHC Vision , Dental , or other specialty program alongside your medical benefits , you ’ ll be eligible for up to 4 percent in additional savings .
Overall , a UHC Community Chamber plan gives you more power to manage your company ’ s healthcare costs holistically and empowers your employees to take control of their health . Your team will also have the option to enroll their spouses and the opportunity to earn annual financial rewards for expenditures like copays , prescriptions , and deductibles . Not only that , but by achieving activity goals , your team will help the company qualify for a renewal-rate cap , which limits any increase to next year ’ s insurance premiums .
Are you ready to get started with a UHC Community Chamber Plan ? Call your local General Insurance branch today to book an appointment with one of our seasoned advisors . We can ’ t wait to see the transformation in your company . +
Originally from the Northern Suburbs of Chicago , Mike O ' Donoghue attended
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Augustana College where he majored in Multimedia Journalism and Mass Communications . Mike married his wife , Abigail , and made the move to Valparaiso in March of 2020 . He volunteers with the Valparaiso Rotary Club , as well as serves as an Ambassador for the Valparaiso Chamber , two positions he is very proud of as he gets entrenched in the community . Mike and Abby have a son , Gannon , who takes up most of their time . He ' s also an avid Chicago sports fan and enjoys golfing and visiting friends and family in his free time .
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