Risk & Business Magazine Condotta, Merrett & Company Fall 2015 | Page 30

Group Life and Health Benefits Flexible Options Design to Meet Your Needs BY: BY: PETER BAGNULO, MANAGER, LIFE AND EMPLOYEE BENEFITS, CONDOTTA, MERRETT & CO. I n today’s challenging environment, pricing increases to your Group Life and Health Benefit Plan can have a significant impact on the bottom line and on the business. Business owners are more focused than ever on cost control and sustainability. Did you know that Group Life and Health Benefit Plans have more flexible options than ever? • You can choose the coverage you desire • You only pay for the employee usage • You can track where your dollars are being spent • Unused funds will be refunded to the Plan Sponsor • Self-insure the predictable expenses and insure the rest • Renewal process is fair and transparent A flexible Group Life and Health Benefit Plan will allow you to plan for predictable healthcare and insure for the unexpected costs. You can customize the coverage 30 RISK & BUSINESS MAGAZINETM FALL 2015 that best suits the needs for you and your employees. This means more control for you and valuable coverage for your employees. Saving money is just as valuable as earning it! Your business is unique! Why not have a Group Life and Health Benefit that is designed specifically for your needs. Contact me today to learn more about preferred Group Life and Health Benefit Practices and business tax saving strategies. We provide benefit consulting with the expert guidance you need in Risk Management, Cost Containment Solutions, Report Analysis, Wellness Alternatives, Legislation Changes, and Proactive Service Platforms.