Risk & Business Magazine Capri Insurance Spring 2016 | Page 27

Why You Need a Mortgage Professional Finance & Lending Advice BY: DARYL FRENCH, LENDINGMAX, AMP 1) Get independent advice on your financial options 3) We negotiate on your behalf As independent mortgage professionals, we’re not tied to any one lender or products. Our goal is to help you successfully finance your home. We’ll start by getting to know you and your home ownership needs and goals. We’ll make recommendations, drawing from available mortgage products that match those needs. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. We can help you by negotiating for you to ensure you get the best deal possible. 2) Save time with one-stop shopping We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what’s being offered by credit unions, trust companies, and other sources. Not all mortgages are equal and understanding the differences can often save you thousands in the long run. It could take weeks for you to organize appointments with competing mortgage lenders, and we know you’d probably rather spend your time house hunting! We work directly with dozens of lenders, and can quickly narrow down a list of those that best suit your needs. It makes comparison-shopping fast, easy, and convenient. We have the expertise to explain the small print so that you better understand it can effect you in the future. 4) More choice means more competitive rates & a better end result Daryl has been helping clients with their mortgage needs for over 23 years, and knows this is a big decision for people and that is why he spends the time to get to know his clients so that he can better understand their needs and goals. All mortgages are not the same, so understanding the small print and how it can effect clients is a big part of his job and a huge benefit to his clients. SPRING 2016 27