Risk & Business Magazine Cal LeGrow Fall 2015 | Page 5

16 Rob Follows welcome to R&B The Importance of True Life Planning We All Have Mountains To Climb CONTENTS Letter from the Owner 5 Meet the Cal LeGrow Team 6 Competitive Advantage 9 Jeff Davis and Curtis Pike Juggling Six Balls Save Time With Tools 12 Revenue From Recurring Resources 14 Retaining Your High Performers 20 Don’t Let “Price” Derail Your Sale 22 Financing Growth 24 Meet the Cal LeGrow Team 25 Cyber Crime 26 Live An Extraordinary Life 28 Retirement Living Solutions 30 Cal LeGrow Foundation 31 Make Your Life Easier With Time Saving Innovations The Benefits of a Subscription-Based Business Practical Ways to Retaining Your Best Employees Avoiding Classic Mistakes Financing Early Stage Growth for Entrepreneurs Susan Powell A Big Cost to Small Business So Countless Others Will As A Result Ensuring the Safety of Retirement Facilities W elcome to the third edition of Cal LeGrow’s Risk & Business Magazine™. As a leading commercial insurance brokerage in Newfoundland and Labrador, we are determined to have a deeper conversation with business owners in this province. As we continue to manage your commercial insurance needs we strive to become one of your trusted advisors and help you manage the risks that affect your business. The focus of this issue is to make business owners in Newfoundland and Labrador aware of the increasing risk of cyber related losses. Due to the rapid pace of technological evolution and increasing pressures to digitize data, most businesses have been left vulnerable to cyber attacks. Our article on cyber risks can help you develop a policy to protect your business from online criminals. A measurement of success for any business is its ability to give back and help support the people within their community. For that reason, we are proud of the momentum that our own Cal LeGrow Foundation has gained over the years. The Foundation’s mission is to fund and support local organizations that inspire and impact youth. On page 31, the Foundation recognizes our 2015 scholarship award winners. We are exceptionally proud of their academic achievement and the strong commitment they have demonstrated towards their community. We hope that the articles in this magazine will assist you in managing your business more effectively. Please let us know what you think of our magazine by email at Risk@ CalLeGrow.com. Stay tuned for our 2016 spring edition of the Risk & Business Magazine™ with a focus on human resources management. Jeff Legrow Chairman & CEO Rod Vatcher President RISK & BUSINESS MAGAZINETM FALL 2015 5