Risk & Business Magazine Cain Insurance Fall 2019 | Page 3

8 feature WELCOME Fall is upon us and we are fast approaching the colder season. At the time of the writing of this letter, an election is in our future. By the time this magazine goes to print, Canada will have decided on the direction of its government for the next four years. MEL ROBBINS SEVEN WAYS TO GET TO THE NEXT LEVEL IN YOUR LIFE CONTENTS In the near future, issues of risk management will have to be balanced between managing our environmental risks during a predicted economic recession. This will create challenges for insurers, businesses, and governments. Priorities will likely change as economic realities are imposed. In 2019, we have seen the insurance marketplace react to poor underwriting results in the predicable fashion of increased pricing and reduced appetite for risk. This has had the negative effect of increasing the cost of risk to business on the doorstep of a recession. Businesses will need to remain vigilant to reduce their property, liability, and automobile risk exposures in order to control the cost of risk in a changing environment. That’s 3 LETTER FROM THE OWNERS where we can be of assistance. Our staff of licensed insurance brokers is available to assist you with the insurance and risk 4 MEET THE CAIN INSURANCE TEAM management issues that impact your business. 8 SEVEN WAYS TO GET TO THE NEXT LEVEL IN YOUR LIFE Mel Robbins As always, feel free to reach out to us with any questions or concerns. 10 A HAPPINESS QUESTION Gretchen Rubin 12 YOU AREN’T SELLING BECAUSE YOU AREN’T MARKETING Grant Cardone Best Regards, 14 THREE WAYS TO BRING POSITIVITY TO THE OFFICE Ryan Cain 15 FIVE TIPS TO CREATE AN INNOVATIVE OFFICE CULTURE Ryan Cain Dan & Luke CAININSURANCE.CA 3