Risk & Business Magazine Bowen Miclette & Britt Magazine | Page 29

WATER DAMAGE Minor leaks can quickly evolve into major floods as thousands of gallons of water can enter the home when it is unoccupied. BY: MARK BURLESON, BOWEN, MICLETTE & BRITT INSURANCE AGENCY LLC into major floods as thousands of gallons of water can enter the home when it is unoccupied. The leak is often discovered a few days after it begins and turns into a major loss to the family. Below are some lost prevention measures you should consider, especially for second homes:  • Technology is now playing a role in loss prevention. There are many leak detection devices available on the market today.  These alert systems immediately notify you when there is a leak in the home. High-risk areas such as hot water units, dishwashers, and air conditioning units can all be connected to alert systems to notify you of leaks, even on your smartphone. Most plumbing companies can install these devices. • Enter into a service agreement with your air-conditioning and plumbing company to regularly schedule maintenance checks on water devices. • Especially on second homes, have someone there, such as a caretaker, on a daily basis when you are not. This is especially true during the winter. • Have an annual inspection with your roofer, including an inspection of the flashing. • Maintain your gutters and clear debris from them regularly to prevent water from entering the home. • Maintain the drains around your home and have your landscapers clear any debris from them. A few proactive measures can have a major impact in preventing water damage losses and help you avoid time-consuming water remediation services and repairs to your home. + 29