Rise & Shine Spring 2019 | Page 4

Are You Planning For Succession? Understanding Your Farm Program Payments • Income limitations: annual with a long-term view that allows them to process, you’ll have many options to consider. income limitations, the choice of entity take advantage of the benefits that stem from Just be sure you don’t overlook your farm has a direct impact on whether any this component of farm income. program payments. Failure to plan ahead and income regulations are violated or not. When going through the succession planning correctly structure your finances can result in losing some or all of these payments – or even worse, triggering an unexpected Farm Service Agency (FSA) audit. As with any succession plan involving a farm, your goal should be to maximize your farm program payments while working to prevent the occurrence of an FSA audit. This can be achieved by ensuring your entity is properly structured and that you completely understand all FSA rules. Active engagement: To ensure FSA regulations and your tax liabilities is one of the most complicated steps in the overall to have substantial contributions to the process. Fortunately, finding the connection farm’s operations. is possible – and it all starts with having the If you benefit from farm program payments, right team of experts in place. inform your succession planning advisor. If you are thinking about the future of your Failure to effectively plan for these benefits farm and would like to begin the succession could result in substantial losses. planning process, give me a call to discuss your options. Let’s start planning for your THE PROCESS a succession future. plan that maximizes your farm program payments while meeting your goals and reducing Certain regulations will determine your farm program eligibility. Just remember that failure to follow FSA rules when designing your succession plan can have devastating when seeking succession plan assistance, consider the liability is your ultimate objective. Therefore, throughout the succession planning process, each participant will be evaluated against your farm’s operations. Then, armed with the evaluation results, your succession plan will be structured to address your specific goals. following eligibility requirements: Even though farm program payments tend • to make the succession planning process Payment limitations: Each program has an annual maximum dollar amount for each individual or entity. 4 Finding the link between succession planning, eligibility, you or your entity are required Implementing ELIGIBILITY CONSIDERATIONS consequences. Therefore, • With Rise & Shine • Spring 2019 more complicated, proper communication, preparation and planning provides farmers by: Ben Froese, CPA Senior Manager 545 North Market St. Wooster, OH 44691 234.249.3454 [email protected]