R&G|MAGAZINE EDITION #8 - MARCH 2015 | Page 103

I Innovative products One can now do a number (if not all) transactions over a mobile phone these days – from wiring funds to buying pre-paid talk time. Innovative products add to efficiency to your everyday life, especially if they can deliver without disruption. Look at banks which have at least one innovative product and an impetus to integrate more technology into their banking services. You will probably end up picking at least two banks to transact with because currently there isn’t one that adequately satisfies all 5 criteria. Bottomline, shop round before deciding. 103