Retirement:
need a plan
11
One of the most
daunting things in life is
having no money. It
directly affects your
well-being and also
erodes your conndence.
Even worse
than this is being OLD
and BROKE! is is
why you need to put
measures in place to
keep yourself (and/or
family) nancially
secure, whether it be in
the short-term or after
retirement - when the
only thing you should
be complaining about
is that your children are
not giving you enough
grandkids!