Retirement Insight April 2014 Issue 40 | Page 2

Any pension which has been in payment for less than a year will be increased by a proportionate amount depending upon the number of months it has been in payment. The percentage increase for those members who retired in the last 12 months are as follows: Retirement Date % Increase Retirement Date % Increase 22nd Feb 2014 to 21st March 2014 0.23% 22nd Aug 2013 to 21st Sept 2013 1.58% 22nd Jan 2014 to 21st Feb 2014 0.45% 22nd July 2013 to 21st Aug 2013 1.80% 22nd Dec 2013 to 21st Jan 2014 0.68% 22nd June 2013 to 21st July 2013 2.03% 22nd Nov 2013 to 21st Dec 2013 0.90% 22nd May 2013 to 21st June 2013 2.25% 22 Oct 2013 to 21st Nov 2013 1.13% 22 April 2013 to 21st May 2013 2.48% 22nd Sept 2013 to 21st Oct 2013 1.35% 22nd March 2013 to 21st April 2013 2.70% nd nd I have been receiving my pension for over 12 months but I have not received the full increase. If you paid into the Scheme before 6th April 1997 and have now reached State Pension Age, you probably have what is called a GMP - a guaranteed minimum pension. This is not a separate pension, but the minimum amount your pension from us has to at least equal. GMP’s also attract pensions increase but some or all of this pensions increase is paid with your State pension, so don’t worry you won’t lose out. April’s payment April’s payment does not include the full increase. This is because the increase has not been applied until 7th April, so you will have the first 6 days at your old rate. The payment you receive in May will be all at your new rate. Please remember to tell us if you want your pension paying into a different bank account, as your bank or building society doesn’t let us know! You can choose from the following options: PAYSLIP & P60 Self-service The convenient and most secure way for you to notify us of a change of bank account is to do it yourself through mypension, our scheme member self-service facility at www.sypensions.org.uk/ mypension Telephone If you have registered for our pensions password service and know the answers to the security questions you have set, we can change your bank account via a phone call. Simply call 01226 772923 during office hours and you will be transferred to a member of our staff who will make the change to your payroll records. END OF YEAR CERTIFICATE In the next few weeks you will be receiving a very important document through the post - your P60 and your Payslip. You won’t have a P60 if you retired after 24th March and you won’t have a payslip if you receive quarterly, bi-annual or annual payslips. Your Payslip & P60 Explained HMRC decides your tax code - it tells us how much tax to deduct. If you think your tax code is wrong please contact the HMRC. 18 Regent Street, Barnsley S70 2HG. In addition to your new bank account details (name of bank, sort code and account number) please include your National Insurance number so that we can identify you. Pensions paid monthly will be paid on the following dates: 31st October ...............2014 30th April......................2014 30th May ......................2014 28th November ...........2014 Other Methods You can email 30th June .....................2014 31st December ...........2014 31st July .......................2014 30th January ...............2015 29th August ................2014 27th February .............2015 30th September ..........2014 31st March .................. 2015 Pensions paid quarterly will be paid on the following dates: 31st December ...........2014 30th June .....................2014 30 September ..........2014 th 31 March .................. 2015 st Pensions paid bi-annually will be paid on the following dates: 31st March .................. 2015 30th September ..........2014 Pensions paid annually will be paid on 31st March 2015: Should you lose your P60 we can provide you with a duplicate but there will be a charge of £5 per financial year requested. A duplicate P60 will only be issued once you have agreed in writing to have the cost deducted from your next pension payment. This is the total capital value of all your pension arrangements which you can build up without paying extra