Retailers Forum Sept. 2014 Sept 2014 | Page 76

FORUM WORKSHOP Forum Workshop 7 7 • S E P T E M B E R 2 0 1 4 Your Ability To Grow Depends On Money In the first one to five years, pay yourself very little, because your ability to grow depends on how much money you have in the bank. Lending institutions are more willing to loan money to people who will risk (thatʼs risk losing) money of their own. Your goal is to have so much money saved that you can either pay cash for expansion or attract loans that you know will be able to pay off, whatever happens, because you have the cash flow and money in the bank. terbed electrically. Sheri invented the ThermoShield in 1982 because the family couldnʼt afford their electric bills. Originally, they turned their basement into a manufacturing plant. Along with their five children, Sheri and Jay cut pads, hemmed fabric, and sewed straps. For three years, Sheri made phone calls and set appointments; after work, Jay made sales calls in peopleʼs homes. Sheri and Jay manufacture and market the Jensen ThermoShield – a quilted waterbed cover that eliminates the need to heat a wa- Beautiful Sterling Silver continued.. Jewelry Rings • Pendants • eaRRings • BRacelets • Beads • neckl aces F O R U M 100% money back guarantee. No minimum purchase. FREE shipping in the USA www.ShakeWholesale.com