Retailers Forum Magazine AUG 2014 | Page 92

FORUM WORKSHOP Forum Workshop 9 2 • A U G U S T 2 0 1 4 Money I Need to Live On If you have savings, or a working spouse who can support you both, put zero here. Take nothT ing out of your business until it can afford to pay you, and youʼll have an advantage over people who are trying to make a living right away by going into business for themselves. Youʼll give Y your business a little breathing room. Investing in a business doesnʼt always have to be in money or personal assets (like your home computer or desk). Y You can invest your time. If you have to earn a living right away, figure out how much you need just to get by. If you are turning an avocation (part-time income-producing hobby or profession) into a full-time business, you will know how much you can expect to earn based on the businessʼs track record. Still, if you plan to rent a storefront, you will also have new expenses. The principle of paying yourself what the business can afford to pay still applies. PAYROLL When you start, you should use primarily your own time to produce and/or sell your products. Hire only those people who have skills you donʼt have that will enable you to start a business. Pay market rates – the least you can for qualified people. continued.. We Have Displays! 20 Slot Inlaid Wooden Display including: 1 doz plain ash catchers, 1 doz brass ash catchers & 100 2x12 bags & 20 bundles of sticks $126 95 For information, telephone: 850-674-2054 • fax: 850-674-9051 For orders only: F O R U M Wholesale Only. Tax I.D. # Required. Min. Order $50 1-800-220-6712 • 1-877-451-3584 Qualified Checks by Phone Visit us at our web site at www.mysticalmoments.com Want More Info? Circle #41 on page 11 • www.Vendor411.com