REI WEALTH MONTHLY Issue 44 | Page 75

Where Can I Find a Secure Place to Earn Uninterrupted

Compounding Interest ?

What investment or savings institution is free from market fluctuations ?
One of the best kept secrets in the entire financial services industry are the “ Living Benefits ” found within certain kinds of life insurance . It is a completely safe place to compound your money . When you purchase whole life insurance from a Mutual Life Insurance Company , you actually own part of the company .
While you may have heard bad things about whole life insurance , I encourage you to withhold judgment . Read the truths in Chapter 4 and decide for yourself .
The profits of a mutual life insurance company are returned to you , the owner , through dividends . Over the years as inflation has increased or decreased , the dividends paid have ranged from 3 % to 12 %. At times , mutual insurance companies have announced added dividends . Your money keeps pace or stays ahead of inflation .
Mutual life insurance company failure is extremely low , much lower than banks or other stock companies . Even in the few cases of failing insurance companies , other companies step in and make sure policy owner ’ s money is safe and insurance policies are fully paid .
In their 200 year history , no policy owner has ever failed to receive his or her life insurance payment . You will get your death benefit from mutual life insurance companies .
When you own a dividend­paying whole life insurance policy you gain access to compounding interest that increases your wealth day after day and year after year . Each year it ’ s worth more than the year before . It is also :
• Safe
• Private — it ’ s not reported to the IRS
• Not subject to market swings
• Keeps up with inflation .

Multiply Your Wealth

Unlike banks that can loan out 90 times more than savers have deposited , insurance companies are required by law and by contract to keep 100 % of their assets secure . That means your money is safe , secure , and growing .