REI WEALTH MONTHLY Issue 34 | Page 76

DOL’ s Fiduciary Rule
SELF­DIRECTED IRAS ­ WHAT ' S NEW? KAAREN HALL

DOL’ s Fiduciary Rule

This year the Department of Labor announced its Fiduciary Rule. To say this rule has caused controversy is an understatement. There are six lawsuits filed against this legislation.
The fiduciary rule redefines who is now a fiduciary and further clarifies the difference between“ education” and“ advice.” It’ s important now for you to understand the relationship changes for your advisors, as the regulation impacts advice about a 401( k) and IRA rollover or distribution.
As providers of Self­Directed IRAs our industry is largely exempt from this ruling since we do not provide advice or recommend investments. We recommend the account­holder seek advice from a competent investment, tax or legal professionals before moving forward.
Again there is pending legislation so expect some changes. This new rule takes effect in April of 2017.
To learn how to self­direct your IRA, reach out to us at uDirect IRA Services. www. uDirectIRA. com
You can find us at
Kaaren Hall
Kaaren has helped hundreds of people self­direct their retirement savings. A native of California, she has a 17­year background in Real Estate, Property Management and Mortgage Lending. She has worked at such companies as Bank of America, Centex Homes, Pulte Homes and Indymac Bank. She ' s held a real estate license in Washington, Texas and California and a Life & Health license in California.
Her company, uDirect IRA Services, LLC, offers self­directed education and services to investors, providing excellent customer service. Kaaren is a public speaker and master networker. A mother of two, she lives in Orange County.
If you have a question about how to use your IRA to self­directed you can contact us here at info @ uDirectIRA. com or at 866.447.6598. Our website address is www. uDirectIRA. com.
https:// twitter. com / uDirectIRA https:// www. linkedin. com / company / udirect­ira­services