INTERVIEW WITH VINCENT BALAGIA, FOUNDER & CHIEF INVESTMENT OFFICER OF STALLION CAPITAL MANAGEMENT LINDA PLIAGAS
These pillars govern our loan origination process and market viewpoint. All our loans are done within the
boundaries of the state of Texas and are 1st liens only. We typically lend up to 65% of the independently
appraised value of a property and will go up to 70% loan to value, on a case-by-case basis. We lend on
commercial properties, single-family residential rehabilitations, multi-family residential properties, and some
new residential construction properties as well. All loans are interest-only and our average term is 12 months.
When we originally launched, we took a
deal-by-deal approach which we termed
our "fractional model".
Using this
model, we would originate a loan with a
borrower
and
then
partner
with
individual lenders and place their capital
into the loan, distributing their pro-rata
share
o