REI Wealth Issue #60 featuring Steve Davis, Total Wealth Academy | Page 24

Over the past several years , most shortterm and long­term rental property owners created the bulk of their wealth from the annual equity gains related to buying and holding their properties as values increased anywhere between 10 % to 40 % per year . In California alone back in 2021 , it was reported that the average home statewide increased in value $ 11,000 per month or $ 132,000 for the entire year . If so , I doubt that many Airbnb or VRBO hosts collected more than $ 132,000 in gross or net rent profits .

Did you know that San Diego , California was ranked as the # 1 for having the highest gross revenues of any Airbnb region in the world in 2021 ? Please see the complete Top 10 list of the highest grossing rentals in the world later in this article .
Let ’ s look next at just some of the short­term rental listing companies which assist vacation rental property owners with the leasing of their properties :
● Airbnb
● VRBO ( Vacation Rental By Owner )
● Booking . com
● TripAdvisor
● Expedia
● HomeToGo
● Tripping
● Homestay . com
● Atraveo
● OneFineStay
The prominent travel booking company named Expedia purchased VRBO back in December 2015 . As a result , Expedia continues to be one of the most dominant short­term rental companies in the world .
As per published Airbnb data , here are the Top 10 states for average annual host or property owners earnings for 2021 :
1 . Hawaii : $ 73,247 2 . Tennessee : $ 67,510 3 . Arizona : $ 60,448 4 . Colorado : $ 58,108 5 . California : $ 54,461 6 . Florida : $ 53,209 7 . South Carolina : $ 49,641 8 . Utah : $ 48,568 9 . Oregon : $ 42,964 10 . Alabama : $ 41,937
If a rental property owner confides in you that he or she collected $ 50,000 + in gross income from Airbnb last year , this number may only represent a small percentage of their overall total revenue collected from both short­term and longterm tenants ( 30 days +) because they may have multiple income stream options by way of VRBO , Booking . com , or other companies that help supply them with consistent tenants . This is especially true when the property is located in a populous metropolitan region or a prime vacation getaway area like those found in San Diego , Santa Barbara , or Miami .
No Income Verification Loans for Rentals
Most real estate investors usually need third­party mortgage financing to purchase one or more rental properties even if they are very wealthy themselves . Many years ago , it was quite challenging to qualify for a rental property because you were asked to provide two years ’ worth of tax returns , a detailed profit­and­loss statement , and the mortgage underwriters would only give you credit for 75 % of your gross monthly rents when attempting to qualify or deny your loan request . This 75 % number was due to the fact that lenders assumed that you had property management fees , vacancy rates above 0 % throughout the year , and operating expenses for repairs .
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