REI Wealth Issue #59 Featuring Blue Ocean Capital | Page 44

As far as his own fund , The ZINC Income Fund , is going , he says that it ’ s “ doing exceptional .” In fact , he is leading his companies to expand into other states and adjust to thrive even more ahead .
Image by Gerd Altmann from Pixabay
Income Investing
ZINC ’ s Income Fund provides cash flow for passive income investors . They do this via investing in first position real estate loans , returns exceed 8 % with exceptional protection or principal .
ZINC is a little different to some of the other investment options you ’ ll find out there . For a start , their fund is SEC approved for accredited investors . It also includes a sub­REIT feature .
This comes with some really cool tax benefit features , including :
● Tax deductions
● Avoiding UBIT taxes for IRA holders
● Lower income tax potential
For a start , under the law that Trump signed in , investors can use this vehicle to reduce their taxable income , a 20 % deduction on investor ’ earnings , at the federal level .
The ZINC Income Fund , is also
eligible for investing through your IRA . Which means not having to pay UBIT taxes .
While many financial institutions are based in California , many investors don ’ t like tangling with California ’ s notorious taxes . The ZINC Income Fund allows investors the ability to pay income taxes based upon their own favorable state location , not just where ZINC is based or where the income is earned . In other words , investors living in tax-favorable states will still enjoy their tax status , even though the income is earned in California .
This fund also creates some incredibly powerful dynamics and advantages for ZINC , and all of its investors and clients , in every facet of how they touch the market .
ZINC Financial : Loans for Active Investors
On the other side of the market , ZINC Financial is a direct lender fueling the marketplace and active investors with the funding they need to make the most of it .
As a direct lender , with their own equity , Todd says that their firm is well insulated from the fluctuations in the wider market .
Their funds , and funding ability is not subject to the stock market or capital markets on Wall Street . They are not chained to Libor and Prime ; this provides incredible capital efficiency , speed and reliability for their borrowers — where other lenders may begin to falter . That also shows up in the great rates they can lend at .
ZINC Financial is expanding too . While they are adding new long­term rental loan programs , they are most famous for their short­term fix and flip loans — on which they are still lending up to 90 % of As­Is value , and 100 % of Rehab Costs , and rates starting at 7.49 %.
ZINC is a little different to some of the other investment options you ’ ll find out there . For a start , their fund is SEC approved for accredited investors . It also includes a sub­ REIT feature .
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