Reflections Magazine Issue #77 - Fall 2012 | Page 34

Advertisement Give Receive & Do you want economic certainty amidst low interest rates and stock market volatility? A Siena Heights University charitable gift annuity offers a fixed, partially taxfree income stream—with payout rates as high as 9.5%, depending on your age—that does not fluctuate with market conditions or other changes in the economic environment. Gift annuities are secured by the entire asset base of Siena Heights. In addition to this lifetime income stream for one or two individuals, gift annuities also offer immediate income, capital gain, and estate tax savings. Sample single-life annuity rates: (lower two-life rates are available) Age 65 - 4.7% Age 75 - 5.8% Age 85 - 7.8% Age 70 - 5.1% Age 80 - 6.8% Age 90 - 9.0% For more information on setting up a Siena Heights Charitable Gift Annuity, visit us on our website at: www.sienaheights.edu/ GivingToSiena.aspx. Or call the Advancement Office at [phone], or email us at [email protected].