Realty411 Magazine The Future of Real Estate is Here | Page 31

on time may end up with a less than desirable
score. He has seen how credit scores can make
or break a real estate deal. He recounts a cau-
tionary tale of how he once worked with a real
estate developer and millionaire whose fund-
ing for a project got held up due to her score.
The developer, who always paid her bills on
time, had assumed her credit was excellent.
Her FICO score, which landed somewhere in
the 500’s, was a rude awakening.
If a multi-millionaire isn’t credit-wor-
thy, then who is? According to Dr. Grayson,
everyone can be. The 990 Club and GFS
were founded as a response to the financing
problems Dr. Grayson, while working as a
financial advisor, saw investors encounter as a
result of lackluster credit.
The teams at GFS and The 990 Club
function like something of a credit and financing think tank;
through offering intellectual capital to those seeking capital
and credit, Dr. Grayson’s company provides an innovative,
and popular, service in a downturned economy.
Grayson offers unique FICO-compliant strategies that
elevate investors, home buyers, corporations, small businesses
and nonprofits to the
credit level at which they
want to be.
Dr. Grayson has
cracked FICO’s algo-
rithms and, he says, he
has a formula that gets
his clients results. Does
his formula work? For
Dr. Grayson, the proof
is in the pudding. One
of his clients was able to
achieve the highest cred-
it score in the world, a
perfect 990. He is eager
to spread the message
that long-term financial
growth and excellent credit go hand in hand. Simply stated;
Dr. Grayson wants to change the world, one credit score at a
time.
Though many companies offer credit repair services, Dr.
Grayson isn’t flustered by the competition. The one-size-fits-
all approach that most credit repair companies use doesn’t
really repair anything: “The problem with the other leading
companies,” he says, “is that they only address the negative
items on a consumer’s payment history”. As payment history
accounts for a just portion of the total score, the switch to the
more comprehensive FICO system in 2000 actually made pay-
ment-history focused credit repair somewhat obsolete and the
result, Grayson says, is that his competitors’ take far longer to
do far less.
C
redit repair companies
today must address
all aspects of credit
scores, Dr. Grayson puts forth,
and GFS does just that. Most
credit repair companies are
equipped with dispute form
letters; GFS is armed with
the “Grayson Formula” (the
result of Dr. Grayson’s reverse
engineering of FICO algo-
rithms). Rapid Restructuring
is Grayson’s secret ingredient;
the Formula, he says with con-
fidence, can give anyone good
credit in approximately 30-45 days using his strategic credit
restoration and development approach. Anyone? “Anyone,”
Grayson reiterates; further, his formula can take good credit
scores and make them great. Great credit scores can become
perfect (or close to) and Grayson is proud of his success, “The
990 Club has more members whose credit scores are in the
900’s range than any other service club.”
Dr. Grayson is a Man on a Mission..
Realty411Guide.com

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