A
financial fallacy is permeating
the industry, according to Jason
Gosser and Steve Bighaus, part-
ners of Team Gosser Bighuas at
Guild Mortgage. “From my perspective, the
current lending situation is fantastic,” Gos-
ser says.
“There is a myth that lending is difficult,
but that is not the case,” he says, adding,
“Lending is not difficult if you can verify
assets and income.”
Investors are being rewarded for their
strong credit and financial standing with
Team Gosser Bighaus Scores!
Washington-based financial professionals are the go-team
when investors need funding for investment properties .
vantages that “Big Banks” can’t compete
with. For one thing, many large financial
institutions won’t lend to out of state inves-
tors or they have strict guidelines, such as
an investor has to live 100 miles from the
cent guideline changes, no longer will an
owner have to wait six months to get their
money back when they purchase a property
with their own funds.
“Fannie Mae is realizing that investors
can absorb the excess inventory,” Bighaus
Thanks to the recent guideline changes, no longer will says.
Gosser and Bighuas joined forces a few
an owner have to wait six months to get their money back years
ago. They say they compliment each
when they purchased a property with their own funds. other because of their diverse backgrounds.
Gosser, who had more experience with first
time home buyers, blended well with Big-
low interest rates in the lower to mid five subject property.
huas and his expertise with investors.
percent range. Because it’s a buyer’s mar-
“Our services are very well rounded, “
The team is also excited about changing
ket, investor activity is soaring, and Team legislature favoring investors. For example, Bighuas states. “We cover virtually every
Gosser Bighuas has never been busier. The Fannie Mae recently released new guide- aspect of lending.
Team is able to fund transactions in ten lines on cash out refinances for investment
states. Currently, the largest level of activ- properties. Gosser says these new rules will
— by Linda Pliagas
ity for them is the Southeastern and West open the doors for a significant number of
Coast markets.
investors to re-coup their money when they For more information about financing an
Bighaus says that working with Gosser purchase a property and for those who own owner-occupied or investment property, call
Bighuas at Guild Mortgage has many ad- five or more properties. Thanks to the re- Team Gosser Bighuas call 425.412.5239
ClosingÊLoansÊ&ÊOpeningÊDoorsÊSinceÊ1960
WeÊspecializeÊin*
ÊÊÊÊÊÊÊÊÊÊÊInvestmentÊProperties
ÊÊÊÊÊÊÊÊÊÊÊUpÊtoÊ10ÊFinancedÊPropertiesÊAllowed
ÊÊÊÊÊÊÊÊÊÊÊCreditÊScores,Ê620ÊorÊhigher
ÊÊÊÊÊÊÊÊÊÊÊDirectÊFannieÊMaeÊServicer/Seller
PleaseÊContactÊUsÊforÊMoreÊInformation
Ph.Ê901.598.9458ÊÊÊEmail:ÊGosserBighaus@guildmortgage.netÊ
Address:Ê3500-Ê188thÊStreetÊSW,Ê#121,ÊLynnwood,ÊWAÊÊ98037
StephenÊBighaus
LoanÊOfficer
RicÊJasonÊGosser
LoanÊOfficer
IndividualÊNMLSÊ#112825
TNÊMLOÊ#Ê57558
WAÊMLO-11285
IndividualÊNMLSÊ#Ê120413
TNÊMLOÊ#Ê57820
WAÊMLO-120413
WithÊGreatÊServiceÊ&ÊFASTÊAPPROVALS;ÊÊWeÕllÊtakeÊcareÊofÊyou!!
*The Information contained herein shall not be construed as a guarantee of loan approval. All loan approvals are subject to Underwriter approval. Equal Housing Lender.
Company NMLS# 3274. Branch NMLS# 37801. WA Branch CL-37801. TN Branch 4470-4315.
Realty411Guide.com
PAGE 13 • 2011
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