OPTIMAL
REAL ESTATE INVESTMENT
A Methodology for the Busy Professional by Adiel Gorel
A
s a busy professional,
it is likely that your
income is sufficient to
qualify for loans on
investment properties – especially
Single Family Homes – in most of
the U.S. markets.
A high percentage of busy pro-
fessionals also have credit scores
which bode well for getting good
financing.
I maintain that the ideal prop-
erty for real estate investment for
the busy professional is the Single
Family Home (SFH). SFHs are
almost a perfect property for the
individual investor who also has a
regular job or business.
Realty411Guide.com
SFHs are still the “American
Dream” for most people. They are
also a relatively attainable “dream” in
many large metropolitan areas in the
US where prices are quite affordable,
even in 2016.
SFHs are essentially the most “liq-
uid” real estate since when it’s time to
sell, your potential buyer pool is the
largest – effectively all home buyers in
the marketplace.
SFHs are the real estate investment
on which you can get the most pow-
erful loan in the real estate universe
– the magical fixed-rate, 30-year loan.
Technically this loan is available on
1 to 4 residential units so duplexes,
triplexes and four-plexes also qualify.
PAGE 17 • 2016
However SFHs are usually superior
to the 2-4 unit properties. In good
areas you will usually find only
SFHs, while you may have to travel
to another part of town to see the
“plexes” and they will usually be
surrounded by many other “plexes”.
The “plexes” are more likely
to present management challeng-
es, have more short-term tenants
(statistically) and to top it off, may
not necessarily provide as good an
appreciation over the long term.
One exception is new duplexes in
white-collar areas, but overall the
SFHs are superior.
I have been buying homes for
well over 30 years, and helped >
reWEALTHmag.com