Realty411 Magazine Featuring Lori Greymont | Page 20

Growth Equity Group
Guides Investors to
Exclusive Interview
by Tim Houghten
SAFETY & SUPERIOR CASH FLOW
Brett T. Immel and Preston
M. Despenas of Growth
Equity Group have been
giving investors more of
what they want and need
as they guide individuals
to higher yields, in safer
investment properties.
A frothy stock market, roller coast-
er oil prices, and higher taxes are just
the tip of the iceberg of issues bat-
tering investors today. Still, Growth
Equity Group’s Senior Partner Brett
T. Immel says none of these risks
compare to the threat of rising rates,
and is adamant that “interest rates
will go up.”
The Growth Equity Group team: Brett T. Immel (left) and Preston M. Despenas (right).
IN SEARCH OF
BETTER INVESTMENTS
ever, perhaps most significantly of all,
it will be a blow to the yields and cash
flow of investors that drag their feet in
restructuring portfolios and locking in
the most attractive spreads on income
producing real estate.
For example, on $250,000 of lever-
age, if rates rise to 8% investors would
lose almost $500 per month in cash
flow, and would pay almost $200,000
more in interest alone over a 30 year
loan compared to a 5% rate today.
Multiply this by five properties, and
factor in rising asset prices, and this is
a million-dollar mistake that investors
will be kicking themselves for.
THE REAL RATE THREAT
Unfortunately, the vast majority
of individuals continue to seriously
underestimate the impact of higher
interest rates on their investment
portfolios, and lives. Whether it is
in six months or 18 months, Preston
warns that rising rates will impact all
businesses from “mom and pop shops
to large institutions, and Fortune 500
companies.” In turn this will obvious-
ly hit the wallets of everyone. How-
The need to switch portfolio hold-
ings is clear, but many investors have
allowed themselves to be held back by
uncertainty and wanting to ensure they
make the perfect investment, all while
trying to find the time.
Banks haven’t been kind either.
According to many of the clients which
have reached out to Growth Equity
Group, it no longer matters if you have
been banking with the same institution
for decades, or have been depositing
millions each year; individuals are still
suffering from poor customer service,
“The big question is – where can investors
find an efficient solution for investing in
income producing real estate safely...”
Realty411Guide.com

PAGE 20 • 2015

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