Realty411 Magazine Featuring Lori Greymont

fact, most Californians don’t even know the term! They only know appreciation (or devastation when the market turns). They do not know the concept of investing for monthly passive income because it simply doesn’t exist in high-priced markets. CREATING A MUCH BIGGER BACKYARD While many “real estate gurus” say that people should look for investments in their own back yard, unfortunately that doesn’t work for people who live in high-priced markets. But thankfully, we live in a world that has become much smaller thanks to technologies like Google Earth, cheap non- stop flights and the ability to send photos instantly via your phone. The need to drive by your property every day has become obsolete. At Real Wealth Network, we believe in having a much big- ger backyard! We search the entire country for areas that are ripe for investment. We look for areas with job and popula- tion growth, affordability and landlord friendly laws. Mostly, we want to invest in these areas where rents are much higher than the expenses so that investors can pocket the difference as monthly passive “cash flow.” It’s a Seller’s Market in California – Time to SELL and EXCHANGE for Something Better The way to get rich is to buy low and sell high. If you already own real estate in a high-priced market, this is a good time to SELL since you can ask for top dollar and get multiple offers. Then, with your profits, you can turn around and BUY LOW in areas that are still up and coming. We are currently helping many of our Real Wealth Network members to take advantage of the IRS 1031 exchange that allows them to sell their low-performing investment proper- ties and exchange them TAX DEFERRED for much higher cash-flowing property. They are thrilled to discover they can triple and even quadruple their monthly income, and in many cases, are able to retire NOW, years and even decades earlier than they expected! Passive investment in real estate can be one of the most powerful options available to the average person. Want to learn more? Visit RealWealthNetwork.com for free education, mentoring and a strong, trustworthy network to help you learn more about your options and maximize your returns. We can help you find the best markets for investing, and introduce you to experienced property managers, turnkey income property providers, syndicators and highly reputable real estate agents nationwide. The purchasing power of Hispanics is projected to grow to 1.5 trillion by 2015 a $500 FREE ISSUE Ca$hFlow EXPRESS Vol. 2, No. 2, 2014 Passive Income for Today & Tomorrow PRICELESS FirstKey Lending Offers Investors Unique Options Y ou Asked, They Listened: FirstKey Offering More Ways to Finance Your Investments. A year ago, New York-based FirstKey Lending was the first to step into a new financing space – making capital accessible to small- and medium-sized investors in one- to four-family resi- dential rental properties nationwide. The financial firm’s Chief Execu- tive Officer, Randy Reiff, says the firm purposefully positioned itself to “invigorate the small and middle markets” and to “empower smart, entrepreneurial investors to build and optimize their portfolios and busi- nesses.” The financial backing of Cerberus Capital Management, L.P., one of the country’s largest private investment firms, gave FirstKey the opportunity to hit the ground running while focusing its attention on developing the prod- ucts its customers needed. Following the successful introduc- tion of its Conventional fixed- and floating-rate loan products for larger investors needing $5M to over $100M in funding, FirstKey launched its Express loan product for investors seeking loans of $5M or less in late 2013. That product has delivered in a big way. “We’ve been thrilled at the response of real estate investors to our Express product, which we were able to introduce in an affordable way by streamlining the documentation and closing processes,” Reiff said. These Express loans offer inves- tors reduced borrowing costs and a much more efficient process than was previously available to these owners so that they can buy additional one- to four-family properties, refinance their existing debt or cash out. Reiff said that FirstKey has seen strong demand for its products and only expects that demand to increase. “Our business is accelerating as more and more customers – most of whom have historically had only limited ac- cess to this type of financing – become aware of the variety of products First- Key offers,” Reiff noted. “Histori- cally, less than 25% of the borrowers we are targeting have availed them- selves of financing of any type. We’re very excited to see that number grow as the rental finance market continues to expand.” Reiff also pointed out that FirstKey offers products to accommodate a number of different types of inves- tors. “There’s been a lot of focus recently on the very large investors in the one- to four-family residential rental properties, but it’s important to remember that the largest segment of this market is represented by the more entrepreneurial owners who may own as few as 10 properties or less,” Reiff said. “These owners typically have strong ties to their communities and are looking to grow their portfolios in a disciplined fashion over time. We’re here to make sure that these local investors have the opportunity to grow and develop their investments.” FirstKey couldn’t have had better timing in coming to market with a lineup of new mortgage loan products aimed at the small and middle market. Looking to fill the void in afford- able investment housing financing, FirstKey has provided the fuel for real estate investors to make it happen. In addition to the successful launch of the Express loan product, FirstKey continues to be the market leader in Conventional loan products geared towards larger investors as well. What’s more, CEO Randy Reiff shared an exciting new loan pro- gram being rolled out for small- and medium-size investors in an exclusive interview with Realty411 magazine. Randy Reiff, CEO of FirstKey Lending FirstKey Lending closed dozens of Express and Conventional Transactions recently. $1,659,000 41 Properties located in TX, OH, GA $4,000,000 76 properties located in NC, SC $9,750,000 85 properties located in CA $18,500,000 340 properties located in FL, GA $32,00,000 450 Properties located in FL, IN, MD, MN, NC, TX Billon increase from 2010. Are you ready to connect wih the Hispanic marketplace? FirstKey Lending Bridge Loan Features: Loan Amounts: $10M+ Rate Type: Floating Loan Term: Up to 18 Months Property Type: 1- to 4- family residential Loan-to-Cost: Up to 65%* Amortization: Interest only Interest rate: Competitive pricing *Higher on a case-by-case basis FirstKey Lending Express Fixed Loan Features: Loan Amounts: $500,000 to $5M Rate Type: Fixed Loan Term: 5 and 10 year Property Type: 1- to 4- family residential Loan-to-Value: Up to 75% Amortization: 20 to 30 year Interest rate: Competitive pricing For more information, please contact Bill Ruiz or Scott San Fillippo at: 1-855-299-1944 BECOME A MEMBER TODAY Standard Membership Only $49 Visit www.nahrep.org and click Join Now or call the NAHREP Headquarters at 858-622-9046 Continued on pg. 21 INSIDE: Strategies to Increase Your Wealth • PLUS: Highlights from Our National Expos Receive Your Complimentary CashFlow Express Ph: 805.693.1497 Realty411guide.com/ NETWORK The Voice For Hispanic Real Estate

Realty411 Magazine Featuring Lori Greymont | Page 19