Realty411 Magazine Featuring Eric Counts, Credit Nerds | Page 74

Five Key Tips from CreditNerds.com
Do you want a credit score that is
over 800? It is possible, just follow
Eric's top tips to see your FICO shoot
though the roof!
1. Pay Bills On Time ­­ No way
around this: Plain and simple.
2. Keep Credit Cards Active ­
Especially those cards with a zero
balance.
3. Keep Accounts as Long as Possible
­ Show a stable and responsible
history with debt.
4. Use Different Types of Credit ­
Diversify your credit portfolio, i.e.:
mortgages, credit cards, car notes,
department stores, etc.
5. Only Apply When Needed ­
Reserve the temptation to open up
a new charge card unless you truly
need it.
.
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