Realty411 Magazine Featuring Brad Sumrok | Seite 84

100% FINANCING for REHABS
INC Financial is now fund-
ing up to 100% of rehab
costs for house flippers.
In addition,
ZINC now has
a preferred joint
venture program
where ZINC will
advance 100% of
acquisition and
rehab costs for
well-experienced
investors.
ZINC is a
direct lender, not
a broker, which
allows for deci-
sioning within
hours. “There is
no middleman,”
states Todd Pigott,
Todd Pigott, Principal of Zinc Financial
Principal of ZINC.
He also indicates that all decisions and wires are con-
trolled in-house.
Fast-growing ZINC Financial is expanding and now
offers an even more attractive lineup of lending prod-
ucts for serious real estate investors. This includes high
LTV loans for rehabbers, stated income programs, and
joint venture (JV) opportunities. They even expanded
rental financing for up to $10 million in seven nearby
states. Pigott states: “This is a great opportunity for
investors to seize private money at historical low rates
without the hassle of bank requirements.”
LENDING ON THE RISE IN 2017
ZINC Financial, the Fresno, California-based lender,
has continued to see 40% to 50% growth in its loan
volume each year, and expects a similar rise in funding
this year. The firm says liquidity continues to be great,
and is banking on the continued bright and stabilized
outlook for the market by expanding its office space in
California and hiring additional employees.
Realty411Guide.com

THE FIRM NOW LENDS IN 10 STATES:
1. California
2. Washington
3. Arizona
4. Texas
5. Colorado
6. Michigan
7. Tennessee
8. Indiana
9. Ohio
10. New Mexico
PROGRESSIVE LOAN PROGRAMS
ZINC now offers one of the most progressive line-
ups of loan options for real estate investors in the states
the company does business in. Whether your investment
strategy is to buy and hold or fix and flip, ZINC has a
loan program for you.
100% REHAB FUNDING
Rehabber loan options run up to 90% of the ac-
quisition price, plus 100% financing of the rehab.
Zinc provides four rehab programs fitting a variety of
investor skill sets, ranging from those who are new to
the industry to pro investors, as well as those rehabbing
to reposition properties as rentals. ZINC even has a
program for those seeking to get cash out after buying
auction properties.
STATED INCOME LOANS
ZINC Financial also provides aggressive stated
income loans for real estate investors. No tax returns are
required, and you may need as little as one recent bank
statement to qualify. Low credit scores may be accepted
on a case-by-case basis. Note that these are all business
purpose loans designed for non-owner occupied proper-
ty investments.
FIX & FLIP LOANS
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ZINC’s Fix and Flip short-term loans are used for:
General fix and flip properties
Foreclosures
Trustee sales
Outdated properties
Single and multifamily properties
Auction properties
Homes with stop work notices or permit issues
PAGE 84 • 2017

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