Suppose an owner or purchaser of a manufactured home decides that it is in his best interest to install a permanent foundation ; In that case , a permit must be obtained from the local building official , who will inspect and approve the dwelling for occupancy . The installation of the home and the construction of the foundation must comply with all applicable building codes and zoning ordinances . permit will charge a fee .
In California , the manufactured home will remain a personal property asset until the owner applies for and obtains a “ 433a permanent foundation certification ”. The certification refers to a titling document called “ Installation of a Manufactured Home on a Foundation Systems ” that comply with the California Code of Regulations , Title 25 , Chapter 2 , Section 18551 . The completed
foundation independent contractors familiar with the process . Do not attempt this conversion process without a competent specialist ( either a knowledgeable consultant , engineer , architect or lawyer ).
I am using the process in California , although other states have similar procedures . California tends to make everything much more complex so that the state and municipal governments can charge fees for every action . Redundant fees are a form of taxation with little or no benefit to the public .
If the conversion process from personal to real is not completed , the property value will only be limited to vacant land value . Appraisal of comparable neighborhood sales will be limited to similar land parcels .
Here are a few helpful articles about mobile and manufactured homes :
https :// www . nclc . org / images / pdf / manufac tured _ housing / cfedtitlinghomes . pdf
https :// singlefamily . fanniemae . com / media / 18186 / display
An owner must also obtain an approved manufacturer ’ s installation instruction , with plans and specifications , and signed by a California licensed engineer . The engineer will complete the calculations necessary for the structural integrity design of a foundation system and how the manufactured home is to be permanently installed thereupon . The engineer ’ s plans and specifications must be submitted to the city or county building inspection department . The building official may ask for the plans and specifications to be submitted to the planning department to comply with the zoning ordinances . The local municipality that issues the building process and form must be recorded in county records and will be reflected in a future title search .
Upon completing the loan transaction or conveying the property title , a title company will issue a title endorsement ( ALTA 7 ). The ALTA 7 is an endorsement that will ensure the reassignment of ownership of the manufactured home from personal to real property .
https :// agentstitle . com / UM / NetHelp / defa ult . htm ? turl = WordDocuments % 2Fmanuf acturedhousingendorsementalta7underwr itingguidelines . htm
There are many 433a permanent https :// www . hud . gov / program _ offices / ho using / rmra / mhs / faqs
https :// housing . nv . gov / ManfHousing / Title s /#:~: text = Can % 20the % 20home % 20be % 20converted , your % 20local % 20county % 2 0assessor ’ s % 20office
https :// homeguides . sfgate . com / convertmobilehomerealproperty72277 . html
MEET DAN HARKEY
Dan Harkey is a contributing author to Weekly Real Estate News and is a Business & Financial Consultant . He can be contacted at 9495338315 or dan @ danharkey . com .
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