Source : https :// www . hcd . ca . gov / manufacturedmobilehome / mobilehomeparks / index . shtml
When mobile or modular homes are located on a rented parcel owned by a third party , the property is considered “ personal property .”
A family owns a property on two and onehalf acres of land with a fixed foundation manufactured home . It has a cement driveway with lovely landscaping . The grounds are surrounded by modern vinyl ranchstyle fencing around the entire property to give it an estate feeling .
The family enjoys a few small animals such as chickens , ducks , and goats as their pets ; they also have a very special local attraction , Dolly the Llama . They constructed quality outbuildings and cages for the animals for variable weather conditions . A modular barn with an extended workshop and room for livestock was also built .
Can this family obtain a real estate loan secured by this parcel ? Let ’ s discuss the options below .
This modern manufactured home is attractive and well built ; The occupancy generally offers the convenience of township amenities but is characterized by semirural living , such as a minifarm . Usually , rural land parcels are larger and provide fewer governmental land use and zoning restrictions .
Most rural communities are not subject to covenants , conditions , and restrictions ( CC & Rs ) recorded by private declarants that establish limitations on the use of the property . Limitations of land use can be vast for people wanting to develop an upscale neighborhood living .
The price of conformity is generally not an issue . These folks are too busy growing families , tending to their farm animals , and earning a living .
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