Back in Rome in 284 AD, Spain in 1607, the Netherlands in 1815, and Great Britain in 1931, each region saw the price of gold and silver triple just a few years before their economic and currency resets. We ' ve seen the same thing happen here with skyrocketing gold and silver prices in the US in recent times, interestingly.
8. Pending home sales jumped + 3.3 % monthovermonth in November 2025, as per the NAR. This was the 4thconsecutive monthly gain, which matched the longest streak seen during the 2020 pandemic declaration dates. The West posted the largest pending home sales increase, which is very positive for our home state region of California and other nearby states.
9. There were almost 40 million more people who lived in the US in 2025 than back in 2007. Because there’ s still a shortage of affordable housing to rent or buy, the demand for properties should remain solid.
Be Proactive, Not Reactive
Whether you think that the housing market will boom, bust, or be flat in 2026 for your target housing region, there will still be opportunities.
For buyers, you may have much less competition to write up discounted offers that may be more likely to be accepted by a motivated seller with a property listing that is sluggish at 6 months DOM( Days on Market) or longer. It’ s better to be the only buyer prospect than having to compete with 80 + other buyers or investors willing to pay prices well above the list price.
If both home values and rates drop significantly in 2026, it may allow you the option to buy your very first home or rental property. If so, this is positive news for you to build up your future net worth by being brave enough to purchase in today ' s hectic world.
Please research on almost a daily basis to stay on top of housing market trends. In any type of housing market and economic cycle, there are fortunes waiting to be created for those people willing to take action instead of just being fearfully reactive and / or inactive.
The more you learn, the more likely that you will survive and thrive in 2026 and beyond.
MEET RICK TOBIN
Rick Tobin has worked in the real estate, financial, investment, and writing fields for the past 30 + years. He’ s held eight( 8) different real estate, securities, and mortgage brokerage licenses to date and is a graduate of the University of Southern California.
Rick provides creative residential and commercial mortgage solutions for clients across the nation. He’ s also written college textbooks and real estate licensing courses in most states for the two largest real estate publishers in the nation; the oldest real estate school in California; and the first online real estate school in California.
Please visit his website at Realloans. com for financing options, join his investment group at SoCal Real Estate Investors, and follow his new SoCal Real Estate TV channel for more details.
Rick Tobin
Realloans( Real Estate Loans) https:// realloans. com / Phone or Text:( 760) 485 2422 NMLS 1934868 Equal Housing Opportunity / Equal Housing Lender To quickly apply online: Loan Application For our real estate course: Learn Real Estate Please follow our new real estate channel( watch on television, computers, and phones): SoCal Real Estate TV Our Facebook business pages: Realloans, Inside Los Angeles, Inside Pacific Palisades, Inside Long Beach, Inside Huntington Beach, Inside Orange County, Inside La Jolla, Inside San Diego, Inside Lake Elsinore, Inside Temecula Valley, Inside Coachella Valley, and SoCal Real Estate Investors. Here are some of my articles: The Fall of 2025 and Rise of New Opportunities, The Intersection of Declining Home Sales and Creative Marketing, Are Lower Rates on the Horizon?, Weather Extremes, Homes, and Insurance Risks, The California Gold Rush Boom, and Are You Focused on Commercial Real Estate? Please join my SoCal Real Estate Investors group that meets at Canyon Lake Golf & Country Club, Shoreline Yacht Club in Long Beach, and online: SoCal Real Estate Investors.
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