Real Estate WEALTH Magazine | Page 82

Q-and-A a client in Florida who wanted to buy a house and had some collections on his credit report, in less than 45 days we had him bank qualified and ready to buy. Credit and finance go hand in hand, these two important factors determine the growth of your business. We sat down with Ryan Perron, CEO of Real Pro Enterprises, to discuss how this entrepreneur is expanding his business by helping others expand theirs as well. started, but I found it didn’t exist. There is no other company out there to my knowledge that will take you through the entire process of getting started and funded. What really separates us is that we put together an action plan that if you can’t get funding, we will help you get the credit repair or lay out other options for the client to fix their credit. Or, we’ll work with a close family member or friend to get the funding they need. This company is for entrepreneurs by entrepreneurs, so we understand that not every file is a simple, straightforward one. We customize a plan for each client, so we can help them get the results they need. QUESTION: Why is credit repair so essential when trying to grow a business? ANSWER: There are several ways to get funding, but ultimately every one of them will check your credit to make sure they are making a good loan. So your credit is extremely important. We all know that even the littlest things from excessive inquires to a 30-day late, all the way up to a bankruptcy, foreclosure and tax lien, can really have a negative impact on your credit. But once you have a low rating and paid the price for that, it is nice to know that you can legally get that repaired as well. A lot of banks and other big businesses got a bailout. Shouldn't you get the same? So if there are issues that are holding you back from moving forward with business and getting funding, we can put together a plan to make sure your credit gets fixed and you get the coaching to know how to keep it that way. Q: What are some tips and suggestions you have for our readers in regards to business credit? A: Do not get a lot of inquiries by applying aimlessly for credit. Know where and why you are applying and how much you will get, before you get an inquiry on your credit report. We do a soft pull on your credit and give you a pre-approval amount before you get any inquiries on your report. This leads to higher amounts and more approvals. Q: Can you give us a case study of how a client has benefited from Real Pro Enterprises? A: We had a client with a couple short sales on her credit report from a few years back, but with the market picking back up, she really wanted to get back into real estate investing in Sacramento. She needed credit repair and funding. In just 11 days we had the items removed from her record and received funding a few weeks later. We also had Q: Why did you start Real Pro Enterprises? A: This is the company I was looking to help me out when I got Realty411Guide.com PAGE 82 • 2016 Q: What services does Real Pro Enterprises provide? A: We offer credit repair and unsecured business funding for existing businesses and start-ups. This is funding not tied to any property, but cash and credit that you can use for anything you need to build your business, from down payments to advertising and carrying costs. Q: Do you have clients locally or around the country? A: We have helped clients locally and all over the country. We have also helped people in different industries who have trouble getting loan or credit from banks, such as the food truck, real estate and construction industries. Q: What are your company goals? A: To help and empower entrepreneurs to start and expand their businesses. Q: What are some of the biggest mistakes made when seeking credit? A: People get too many inquires on their credit report from institutions that they should have never applied with anyway. This will put them on the sidelines for six months or get them approval amounts that don't really help them out. Q: How can readers get information? A: They can visit our website at www. therealproenterprises.com and follow the simple three steps to get started. Q: Is there anything you wish to add? A: We built this company to help people get funding and get educated about the process and credit management. We take anyone through the process of getting started and funded so that they can achieve their business goals. As someone who struggled for years to find the right ways to get funding, this is the company I wish I could have found, but it didn't exist in one place. — Interview by the editorial staff. reWEALTHmag.com