Real Estate Investor May 2021 May 2021 | Page 21

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How you can go from graduate to homeowner
After completing their studies , most graduates will begin their career path and embark on their next stage in life . What many fail to realise is that the financial decisions that young consumers make early on in their lives will largely dictate their financial well-being in the future .
Can ’ t afford to get into the property market ? think again
Property prices , interest rates and bank ’ s outlooks on lending money all rise and fall with the seasons . Every once in a while , however , banks willing to lend to anyone who meets their simplest affordability requirements .
Applying for a home loan ? Here ’ s what the banks are looking for
Applying for a home loan is the most important step on the home buying journey , but many first-time applicants are in the dark about what the banks – the institutions with the power to approve these home loans- are looking for .
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