Real Estate Investor Magazine South Africa November 2015 | Page 7

FROM THE EDITOR ‘Crowdfunding is the practice of funding a project or venture by raising monetary contributions from a large number of people, today often performed via internet-mediated registries…Crowdfunding is a form of alternative finance, which has emerged outside of the traditional financial system’ T his is the description given on Wikipedia to describe crowdfunding, one of the more successful means of project financing over the last few years. Property as an investment is a tangible asset that everyone understands and can put a value to, and as such lends itself well to the crowfunding model. Given the Rands freefall over the last couple of month’s, investors may be concerned that they have missed the investment boat, given how much less the Rand is now worth. With a possibility of further depreciation of the Rand, and of the global market in general, the importance of diversification through different means of investing can only be underlined. Opportunities abound though, both locally and offshore. From the vast new opportunities throughout Africa, the long established markets of the UK and US, and the residency programmes offered to investors in Europe and the smart new alternatives to traditional buy to let in commercial property (such as crowdfunding and economy sharing), investors still have many options open to them. Successful Investors in the current market are selecting good investments, keeping their gearing low and diversifying their investments in emerging offshore markets. In this issue we talk to Master Investor Justin Clarke, head of Private Property, one of South Africa’s largest Property Investment websites and Meyer de Waal examines the ins and outs of successful Bond repayment. We take a deeper look at the risk management involved in the Buy to Let business as well as examine the potential of US-focused Real Estate Investment Trusts. And finally we examine the rise of crowdfunding in the Property Investment sphere, and the effect it is having on the market. As always we aim to bring the most comprehensive and up to date Property investment news and advice to you our reader, as we start to wind down 2015. Enjoy the read DREW HOOK EDITOR Dolf De Roos, Giles Beswick, Andrew Rissik and Neale Petersen Neale Petersen and Samuel Seeff “The emotions of man are stirred more quickly than man’s intelligence...it is much more easy to have sympathy with suffering than it is to have sympathy with thought.” OSCAR WILDE www.reimag.co.za NOVEMBER 2015 SA Real Estate Investor 5