Real Estate Investor Magazine South Africa May/ June 2020 | Page 8

MASTER INVESTOR
WYNAND HAYWOOD
Position: Co-founder
Company: Opportunity Private Capital
Years company has operated: 14 years
Age: 48
Marital Status/Family: Married with 2 daughters
Books you are currently reading: The Trigger –
David Icke
Role model: Jordan B. Peterson, in-depth knowledge
and understanding of most relevant topics with the
ability to communicate such in well-articulated way.
Life motto: Manage your perception
their investments mature. This is the perfect scenario in which
investors (a) get ALL the available security for their capital and
(b) get to participate in the value extracted from developing
by receiving high fixed annual returns. Our clients have
averaged returns of 18% - 21% per annum consistently for
over half a decade.”
“The Coronavirus has
illustrated that the economy
and related market
investments are arguably
fragile in times of crisis. Real
estate offers a tangibility that
investors will be drawn to.”
“We have founded and own a number of companies in the
real estate industry and have hands-on experience in all the
different disciplines and facets of the residential sector. We
enjoy being able to leverage our expertise and knowledge
to the benefit of our clients and investments. We have over
a very long period developed financial and legal structures
to successfully enable what we do with Opportunity Private
Capital. Those that come along with us not only get a
transparent understanding of their investment and how it
manifests, but more importantly achieve significant financial
gain, consistently and predictably.” Morgan and Haywood
have invaluable expertise and insight to share not only with
their clients, but with investors and entrepreneurs struggling
to operate during the lockdown.
Business survival during a crisis
The Covid-19 pandemic is not the first blow to the global
community and economy, and it will not be the last. The
Global Financial Crash (GFC) of 2008 was a period of panic
where sales dried up and Banks were reluctant to lend money.
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MAY/JUNE 2020 SA Real Estate Investor Magazine
NICK MORGAN & WYNAND HAYWOOD
For Morgan and Haywood, the crash emphasized the power
of stable and secure investments. At a time when most
would retract, the Opportunity Private Capital co-founders
monitored the markets and adapted their business model
accordingly for themselves and their clients.
“We hit the Global Financial Crash head on! Even though
property sales and ownership in general suffered significant
stagnation, properties were still occupied. People still
required a roof over their heads, hence rentals continued.
This demonstrated to us the underrated power and stability
of residential property in the lower-middle to middle income
sector.”
“This insight has defined our direction and vision going
forward. It might not always be sexy, but there is relative
investment safety with residential property in high demand
urban areas.”
It might not be the answer that most are looking for,
but the answer to thriving in times of uncertainty is to
offer stability. This is why the pair have worked towards
better access for more individuals to financial safety-nets.
Investments in residential developments, in hot spot areas,
offer this economic stability. An ideal which seems foreign
during the Covid-19 pandemic.
The pair also offers entrepreneurs advice on not only
getting businesses through the lockdown, but on how
to thrive in a difficult economy. “Change is constant and
constantly increasing its pace. You have to keep your attention
on it to stay relevant.” This requires planning the way forward
and approaching hardships from different perspectives. These
are the basic principles which has seen Opportunity Private
Capital successfully evolve and be well-positioned in the
current environment.
“This is not a quick turn-around industry and you work with
a sea of variables which require daily focus. You must always
stand in the shoes of your investor and buyer. Look through
their prism. Planning, planning, planning for any possible
surprise and the flexibility in your business to adapt within
days. The long-term cycle of developments means you can
potentially go through a ups and downswings in the market.
So plan for both.”
Solutions & opportunities during lockdown
An already fragile economic environment has worsened
drastically in a matter of months due to the Covid-19
lockdown. While the full effects on the property industry are
not ascertainable just yet, Morgan and Haywood continue to
remain hopeful and find opportunities where others only see
obstacles.
“With the new economic environment we find ourselves
in, there will be sellers of properties and developments who
would be more negotiable on their selling prices. Its times like
this that we harness the flexibility and capital power of our
investor financing model to secure well-priced opportunities
that may become available. Thus, our structure compliments
this environment as a vehicle for our clients to participate in
and reap the rewards. The answer is in our name! We are in the
perfect position to act on these opportunities with our clients”
With their focus on the future, they predict a shift towards
the stability offered by fixed assets. “Contrary to what some
commentators predict, we feel that investors may start
gravitating towards the relative safety of fixed assets. The
Coronavirus has illustrated that the economy and related
market investments are arguably fragile in times of crisis. Real
estate offers a tangibility that investors will be drawn to.” “Thus, with a young population in this country,
anticipated growth of Sub-Saharan economies and the
gravitation towards ‘working from home’, we see demand
for residential property increasing dramatically over the
next decade - particularly in lower-middle to middle income
sector. Opportunities to fund and develop this need will
abound.”
WYNAND HAYWOOD While to many security and stability allude to smaller
rewards, the co-founders of Opportunity Private Capital aim
to change this misconception. “We have been turning the
general perception, which assumes that high returns equal
high risk, on its head! Our secure structures offer tangibility
to the security of investor capital. This gives our clients
comfort. The bonus of course are the high returns as private
individuals are getting to share in the upside of the value
being unlocked by developing.”
10 Investment Tips
PROPERTY INVESTMENT
Be clear on your strategy, capital growth or yield
this will impact your investment area.
2. Identify all possible impacts on area investing in
for next 5 -10 years.
3. Triple check your tenant it will save you money &
head ache down the road.
4. Motivate your tenant to look after your
investment
5. Request access facility on your bond for saving
and cash flow flexibility
CAPITAL INVESTMENT
6. Make sure you don’t need the cash prior to
repayment date on Contract.
7. Ensure you understand every facet of the
Contract
8. Check developer history and track record
9. Get references from other investors where
possible 
10. Don’t assume anything - ask all relevant
questions.
1.
The duo offers more than just secure fixed-asset backed
investing. They offer something more valuable – certainty
and hope during difficult times. The pair continue to look
for gaps in the markets and to help individuals survive
economic crashes. Morgan and Haywood balance their
aspirations with the needs of their clients, just as they
perfectly balance their partnership.
“With the evolution of our current alternative investment
structure and the fusion of technology we aim to create our
own business economy in which external macro influences
do not fundamentally affect our business or our clients. To
create an investment model where individuals can survive
economic shocks and in so doing, protect their financial
momentum. Basically, empowering the individual investor.
So, watch this space!”
SOURCE Opportunity Private Capital
SA Real Estate Investor Magazine MAY/JUNE 2020
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