Real Estate Investor Magazine South Africa June 2013 | Page 7

INVESTOR TALK BY ANGELIQUE REDMOND Responsibility At The Forefront What image comes to mind when I say “f inance”? When I think of the word “finance”, the first thing which springs to my mind is debt, because with the rising cost of living, most people have debt in some way or another. Last month we examined where this ‘debt’ comes from, and this month we are looking at responsible debt. And I am not talking about spending only as much as you can afford, rather we look at good practices in the finance industry and how we can all be more responsible. Being responsible is also about taking control and if your f inances are out of control then our article on getting off the ‘ black ’ list will help you stop runaway spending and get your finances fighting fit. Money is a tool, a means to an end, but it is also a tool that needs to be respected, because misusing it can have serious consequences. Another aspect of life is South Africa that one simply cannot forget is crime, the newspapers are full of it; the billboards announce it every morning. So how can you keep yourself safe? With proper security measures! That is why this month we are looking at residential and commercial security: a safe property has more value than less secure properties. TWITTER COMMENT Laura_Lee24 @SA_Reimag The new look and feel of your magazine is fresh. Your articles are insightful and I look forward to the next edition! Follow us on Twitter SA_Reimag FACEBOOK COMMENT Mduduzi Mthimunye commented on Real Estate Investor Magazine Mduduzi wrote: "Since I started reading your magazine real estate is making more sense now keep up the good work" Like us on Facebook http://www.facebook.com/RealEstateInvestorMagazine THE REIM APP IS COMING! As always we look forward to your comments and your questions, and if you have a story you think people should hear, email me on [email protected]. And without further ado, here is the June edition of Real Estate Investor, enjoy! Angelique Redmond EDITOR Keep an eye on the Apple Istore for the launch of our new app! FOREWORD Investing your money wisely is probably one of your toughest decisions especially now in the current economic climate. Even with that being said, bricks and mortar still remains a top choice for many buying property in South Africa in particular. Property in whatever form from residential, commercial, offshore to listed is viewed as a relatively stable and secure place to stash the cash. Study and discipline are the prerequisite to any form of accomplishment. Unfortunately however, studying is much like paying taxes for most of us - we only do it when we have to. If you’re serious about developing greatness in your life, study the lives of great men and women and follow their advice! Benjamin Franklin was one of the giants. He was certainly a great leader and left anyone, who was eager to learn, an abundance of advice. One bit of advice Franklin gave, if followed, will virtually guarantee you a brilliant future. “If a person empties their purse into their head, no one can take it away from them. An investment in knowledge always pays the best interest.” That is excellent advice for personal growth. Neale Petersen PUBLISHER “ You cannot escape the responsibility of tomorrow by evading it today.” Abraham Lincoln (1808 - 1865) www.reimag.co.za June 2013 SA Real Estate Investor 5