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INTEREST RATE HIKES days . “ Your pre-qualification allows you to feel confident in the homebuying process and could give you the edge over other homebuyers when vying for your dream home . It tells the agent and the seller that you are serious and that you should be good for the home loan if all requirements are met .”
Dyer ends by saying that homebuyers should strongly consider putting down a deposit when making an offer . “ While banks continue to grant 100 % home loans , this figure has started to reduce and savvy buyers are prioritizing deposits to help bring down their monthly repayments . The average home loan deposit on our approvals for first-time homebuyers in Q1 23 was a sizeable R109 793 - averaging 9.7 % of the total purchase price , an increase of 10.2 % from Q4 22 ” he concludes .
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