BEST ASSET CLASS
CRYPTOCURRENCY
PROPERTY
BEST ASSET CLASS
CRYPTOCURRENCY
• Typical Returns: Wildly variable( some years 100 %+, others-80 %)
• Pros: Huge upside growth potential & substantial returns; Decentralisation offers security & transparency recorded on blockchain not controlled by a single entity; Innovation & utility in financial services & beyond with new avenues for usage
• Cons: High volatility with significant swings in a short timeframe leafing to potential losses; Regulatory uncertainty in many jurisdictions; Potential for future regulations or bans poses a risk to traders; Security risks on cryptocurrency exchanges & Wallets subject to hacks & thefts
PROPERTY
• Typical Combined Return: 10- 20 %+ per annum( rental + growth, excluding leverage)
• Pros: Steady rental income & cash flow; Capital appreciation; Leverage borrowed capital or debt to boost returns; Tax incentives & deductions; Control over property management & improvements to increase the value of the property
• Cons: High upfront costs( deposits, transfer costs, renovation expenses); Illiquidity( selling takes time); Time consuming property management- tenant, maintenance challenges & management effort & may need hiring a property manager.
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