READER'S ROCK LIFESTYLE MAGAZINE VOL 2 ISSUE 4 NOVEMBER 2014 VOL 2 ISSUE 6 - JAN-FEB 2015 | Page 25

idea, steps you can take to reach your goal,
and what you hope to gain. Post your list
where you will see it each day.
3) Identify your money morals.
Understanding your values and attitudes
about money will bring clarity to the
decision-making process. NEFE offers
various online tools, such as the LifeValues
Quiz, which will help you identify your
values and make resolutions based on those
values. You can find the LifeValues Quiz at
www.SmartAboutMoney.org.
4) Recruit a “financial buddy.” Share your
resolutions with a trusted family member or
friend who can provide support in helping
you meet your financial goals. Find
someone who will hold you accountable and
will set a good example for you to follow.
5) Vary goal intensity. Give yourself a shortterm objective such as paying more than the
minimum on one credit card this month. A
long-term goal could be setting up – and
adding to – the emergency savings account
you know you should have but didn't get
around to starting last year.
6) Monitor your progress regularly. If you
are trying to reduce debt, make sure you
check your balances often. Set aside a
couple of hours each week to address your
finances. Over time this will become second
nature and part of your normal routine.
7) Address conflict logically. If you find
yourself breaking a financial goal by
reverting to old spending habits, identify
what value might be causing you to stray
and take the time to ask yourself if the
decision is appropriate given your current
financial situation.
For help with setting goals and getting your
finances in order in 2015, visit
www.SmartAboutMoney.org.
Photo courtesy of Getty Images

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