“ Better access to investment education, combined with policies addressing income disparity, could help more women leverage property for wealth creation,” he said.
“ Women are not risk-averse to buying property; instead the data suggests they are financially constrained. More transparent financial literacy programs, employer pay equity initiatives, and targeted property investment education could help bridge the gap.”
CoreLogic’ s Head of Research, Eliza Owen, said that the fact that women, on average, earn less than men has serious flow-on effects.
“ The gender wage gap means women take longer to save for deposits, have lower borrowing capacity and are more likely to prioritise housing security over investment risk. These factors compound over time, making it harder for women to build intergenerational wealth through property,” she said.
“ The trends suggest affordability is a key barrier, with men having greater access to investment in premium markets. The pay gap is directly linked to property investment, as higher wages give men an earlier and greater ability to leverage property as an investment vehicle.
“ This advantage enables them to acquire multiple properties, benefit from compounding returns, and build passive income streams. Over time, this not only accelerates individual wealth accumulation but also positions men to pass on greater financial security to future generations, reinforcing long-term inequality.”
Financial strategies are a critical part of building wealth, planning family life, and making the most out of retirement. Our team at Loan Market welcomes your enquiry should you wish to learn more about property investment, competitive loan terms and structures that will support you in achieving your goals.
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