WHAT THIS MEANS FOR BUYERS AND SELLERS
For Sellers: Momentum is building, and confidence is spreading. Buyers are active and decisive, but they’ re also discerning. Pricing accurately and presenting well remains the key to achieving premium results in a competitive environment.
For Buyers: More choice, lower rates, and faster lending decisions are aligning to make this an ideal time to act. With competition increasing, being pre-approved is an advantage; it brings confidence to negotiate and secure quality property before the new year.
LOOKING AHEAD
The RBNZ’ s next review on 26 November will shape expectations heading into the new year. However, the tone remains consistent with policy to support continued economic and housing market recovery.
As Ray White’ s‘ Month of More’ campaign rolls out, we expect another lift in listings and buyer activity through December and into early January.
November confirms the strength of stability. Lower borrowing costs, higher engagement, and sustained listing activity are re-energising New Zealand real estate. For both buyers and sellers, conditions remain constructive, and confidence continues to build.
Connect with your local Ray White team to make your next move with confidence.
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