WHAT THIS MEANS FOR BUYERS AND SELLERS
For Sellers: Confidence is building, but competition between listings is also rising. Accurate pricing, strong presentation, and early market entry remain key to capturing motivated buyers before the new-year surge in stock.
For Buyers: Affordability is improving, and choice is expanding. Buyers who are well-prepared, pre-approved, informed, and ready to act will continue to hold an advantage in a market that is steady, not speculative.
Across the country, activity is strengthening as eased borrowing costs and rising confidence flow through to open homes, auction rooms, and online engagement. While local markets continue to move at different speeds, the national trend is clear: decisiveness is returning, and momentum is building into the new year.
LOOKING AHEAD
The next OCR review in February 2026 will help shape the early tone of the market, but for now, the focus is firmly on finishing the year with strength. Our Month of More campaign will continue to support sellers, and the foundation being laid now positions the market and Ray White well for a confident start to 2026.
November reaffirmed the strength of New Zealand’ s real estate recovery. With lower borrowing costs, rising engagement and improving affordability, the market ends 2025 on a solid footing, ready to build momentum into a new year of clarity and opportunity.
For tailored advice on making your next move, connect with your local Ray White team.
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